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Stripe Engineering·Feb 19, 2026·1 min read·Allison Farris33

Building a mental model for Stripe payments

Learn how Stripe payments work under the hood by understanding the PaymentIntent lifecycle as a state machine—from checkout and tokenization to authorization, capture, and settlement—and why webhooks are essential for keeping your systems in sync with asynchronous payment state changes.

Read original on stripe.dev

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NayaRead shows a summary and links to the original article. The full article is hosted on stripe.dev.

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